{"id":917,"date":"2025-04-24T08:53:51","date_gmt":"2025-04-24T08:53:51","guid":{"rendered":"https:\/\/nent.co.jp\/mikata\/?p=917"},"modified":"2025-04-24T08:53:51","modified_gmt":"2025-04-24T08:53:51","slug":"%e6%ad%af%e7%a7%91%e6%b2%bb%e7%99%82%e8%b2%bb%e3%81%ae%e5%be%8c%e6%89%95%e3%81%84%e3%82%92%e5%b0%8e%e5%85%a5%e3%81%97%e3%81%a6%e6%82%a3%e8%80%85%e6%ba%80%e8%b6%b3%e3%81%a8%e5%a3%b2%e4%b8%8a%e3%82%92","status":"publish","type":"post","link":"https:\/\/nent.co.jp\/mikata\/general\/917\/","title":{"rendered":"\u6b6f\u79d1\u6cbb\u7642\u8cbb\u306e\u5f8c\u6255\u3044\u3092\u5c0e\u5165\u3057\u3066\u60a3\u8005\u6e80\u8db3\u3068\u58f2\u4e0a\u3092\u4e21\u7acb\u3059\u308b\u65b9\u6cd5"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\"><\/h1>\n\n\n\n<p>\u6b6f\u79d1\u306e\u81ea\u7531\u8a3a\u7642\u306f\u30a4\u30f3\u30d7\u30e9\u30f3\u30c8\u3084\u77ef\u6b63\u306a\u3069\u9ad8\u984d\u306b\u306a\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u300c\u8cbb\u7528\u304c\u7406\u7531\u3067\u6cbb\u7642\u3092\u8ae6\u3081\u308b\u60a3\u8005\u300d\u304c\u4e00\u5b9a\u6570\u3044\u307e\u3059\u3002\u305d\u3053\u3067\u6ce8\u76ee\u3055\u308c\u308b\u306e\u304c <strong>\u533b\u7642\u30ed\u30fc\u30f3\u3084 BNPL\uff08Buy Now Pay Later\uff1d\u3042\u3068\u6255\u3044\uff09\u3092\u4f7f\u3063\u305f\u5f8c\u6255\u3044\u30e2\u30c7\u30eb<\/strong> \u3067\u3059\u3002\u60a3\u8005\u306f\u5206\u5272\u6255\u3044\u3067\u8ca0\u62c5\u3092\u6291\u3048\u3089\u308c\u3001\u533b\u9662\u306f\u81ea\u8cbb\u7387\u3068\u5358\u4fa1\u3092\u4f38\u3070\u305b\u308b\u305f\u3081\u3001\u53cc\u65b9\u306b\u5229\u70b9\u304c\u3042\u308a\u307e\u3059\u3002\u5b9f\u969b\u3001\u5f8c\u6255\u3044\u3092\u5c0e\u5165\u3057\u305f\u30af\u30ea\u30cb\u30c3\u30af\u3067\u306f\u81ea\u8cbb\u6bd4\u7387\u304c <strong>40 % \u2192 60 %<\/strong>\u3001\u5e73\u5747\u5ba2\u5358\u4fa1\u304c <strong>25 \u4e07\u5186 \u2192 36 \u4e07\u5186<\/strong> \u306b\u4f38\u3073\u305f\u4f8b\u3082\u5831\u544a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u672c\u7a3f\u3067\u306f\u3001\u5f8c\u6255\u3044\u306e\u4ed5\u7d44\u307f\u30fb\u7d4c\u55b6\u52b9\u679c\u30fb\u4e3b\u8981\u30b5\u30fc\u30d3\u30b9\u6bd4\u8f03\u30fb\u30ea\u30b9\u30af\u5bfe\u7b56\u30fb\u904b\u7528\u30d5\u30ed\u30fc\u307e\u3067\u5fb9\u5e95\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u6b6f\u79d1\u6cbb\u7642\u8cbb\u306e\u5f8c\u6255\u3044\u3068\u306f\uff5c\u81ea\u8cbb\u8a3a\u7642\u3092\u5f8c\u62bc\u3057\u3059\u308b\u65b0\u3057\u3044\u6c7a\u6e08\u30e2\u30c7\u30eb<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u533b\u7642\u30ed\u30fc\u30f3\u30fbBNPL\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u5206\u5272\u306e\u9055\u3044<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u533b\u7642\u30ed\u30fc\u30f3\uff08\u30c7\u30f3\u30bf\u30eb\u30ed\u30fc\u30f3\uff09<\/strong><br>\u63d0\u643a\u4fe1\u8ca9\u4f1a\u793e\u304c\u6cbb\u7642\u8cbb\u3092\u7acb\u3066\u66ff\u3048\u3001\u60a3\u8005\u306f\u6700\u9577 120 \u56de\u307e\u3067\u5206\u5272\u8fd4\u6e08\u3067\u304d\u308b\u4ed5\u7d44\u307f\u3002\u91d1\u5229\u306f\u5e74 4\u20138 % \u3068\u30ab\u30fc\u30c9\u3088\u308a\u4f4e\u3081\u3002<\/li>\n\n\n\n<li><strong>BNPL\uff08\u3042\u3068\u6255\u3044\uff09<\/strong><br>\u4e8b\u524d\u30ab\u30fc\u30c9\u767b\u9332\u4e0d\u8981\u3067\u5be9\u67fb\u304c\u65e9\u304f\u3001\u6700\u5927 36 \u56de\u307e\u3067\u306e\u7121\u91d1\u5229\u5206\u5272\u3092\u63d0\u4f9b\u3059\u308b\u4e8b\u696d\u8005\u3082\u3042\u308b\u3002<\/li>\n\n\n\n<li><strong>\u30af\u30ec\u30b8\u30c3\u30c8\u5206\u5272\u30fb\u30ea\u30dc<\/strong><br>\u624b\u7d9a\u304d\u306f\u7c21\u5358\u3060\u304c\u5b9f\u8cea\u5e74\u7387 15 % \u524d\u5f8c\u3068\u8ca0\u62c5\u304c\u9ad8\u304f\u3001\u9650\u5ea6\u984d\u306b\u3082\u5236\u9650\u304c\u3042\u308b\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u60a3\u8005\u30e1\u30ea\u30c3\u30c8\uff1a\u9ad8\u984d\u6cbb\u7642\u306e\u30cf\u30fc\u30c9\u30eb\u3092\u4e0b\u3052\u308b<\/h3>\n\n\n\n<p>\u30c7\u30f3\u30bf\u30eb\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3057\u305f\u60a3\u8005\u306e 68 % \u304c\u300c\u6cbb\u7642\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u65e9\u3081\u3089\u308c\u305f\u300d\u3068\u56de\u7b54\u3002\u533b\u7642\u8cbb\u63a7\u9664\u3092\u53d7\u3051\u308c\u3070\u7a0e\u8ca0\u62c5\u3082\u8efd\u6e1b\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5f8c\u6255\u3044\u5c0e\u5165\u304c\u30af\u30ea\u30cb\u30c3\u30af\u7d4c\u55b6\u306b\u3082\u305f\u3089\u3059 3 \u3064\u306e\u52b9\u679c<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u81ea\u8cbb\u7387\u30a2\u30c3\u30d7\u3068\u5ba2\u5358\u4fa1\u5411\u4e0a<\/h3>\n\n\n\n<p>\u63d0\u643a\u30ed\u30fc\u30f3\u3092\u6848\u5185\u3057\u305f\u3060\u3051\u3067\u3001\u81ea\u8cbb\u6cbb\u7642\u306e\u6210\u7d04\u7387\u304c\u5e73\u5747 1.5 \u500d\u306b\u4f38\u3073\u305f\u3068\u3044\u3046\u8abf\u67fb\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u6cbb\u7642\u4e2d\u65ad\u30fb\u672a\u56de\u53ce\u30ea\u30b9\u30af\u306e\u4f4e\u6e1b<\/h3>\n\n\n\n<p>BNPL \u4e8b\u696d\u8005\u306f\u7acb\u66ff\u6255\u3044\u5f8c\u306b\u60a3\u8005\u3078\u8acb\u6c42\u3059\u308b\u305f\u3081\u3001\u533b\u9662\u5074\u306e\u672a\u53ce\u91d1\u30ea\u30b9\u30af\u306f\u30bc\u30ed\u304b\u3054\u304f\u5c0f\u3055\u3044\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u53e3\u30b3\u30df\u30fb\u7d39\u4ecb\u5897\u306b\u3088\u308b\u96c6\u60a3\u52b9\u679c<\/h3>\n\n\n\n<p>\u300c\u9ad8\u984d\u3067\u3082\u5206\u5272\u3067\u304d\u305f\u300d\u3068\u3044\u3046\u53e3\u30b3\u30df\u306f SNS \u3067\u306e\u5171\u6709\u7387\u304c 2.3 \u500d\u306b\u306a\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3b\u306a\u5f8c\u6255\u3044\u30b5\u30fc\u30d3\u30b9 6 \u793e\u6bd4\u8f03<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u30b5\u30fc\u30d3\u30b9<\/th><th>\u624b\u6570\u6599\uff08\u533b\u9662\u8ca0\u62c5\uff09<\/th><th>\u5165\u91d1\u30b5\u30a4\u30af\u30eb<\/th><th>\u5be9\u67fb\u6642\u9593<\/th><th>\u6700\u5927\u5206\u5272\u56de\u6570<\/th><th>\u672a\u53ce\u88dc\u511f<\/th><\/tr><\/thead><tbody><tr><td>\u30c7\u30f3\u30bf\u30eb\u30ed\u30fc\u30f3 A<\/td><td>0 %<\/td><td>\u7fcc\u55b6\u696d\u65e5<\/td><td>1\u301c2 \u65e5<\/td><td>120 \u56de<\/td><td>\u25cb<\/td><\/tr><tr><td>BNPL\u300cCapim\u300d<\/td><td>3.5 %<\/td><td>\u7fcc\u65e5<\/td><td>\u5373\u6642<\/td><td>36 \u56de<\/td><td>\u25cb<\/td><\/tr><tr><td>\u533b\u7642\u8cbb\u3042\u3068\u6255\u3044<\/td><td>0 %<\/td><td>\u6708 2 \u56de<\/td><td>\u5373\u6642<\/td><td>24 \u56de<\/td><td>\u25cb<\/td><\/tr><tr><td>\u5f8c\u6255\u3044\u30c9\u30c3\u30c8\u30b3\u30e0<\/td><td>4 %<\/td><td>\u9031 1 \u56de<\/td><td>\u5373\u6642<\/td><td>6 \u56de<\/td><td>\u25cb<\/td><\/tr><tr><td>Smartpay<\/td><td>0 %\uff083 \u5206\u5272\uff09<\/td><td>\u9031 1 \u56de<\/td><td>\u5373\u6642<\/td><td>3 \u56de<\/td><td>\u25cb<\/td><\/tr><tr><td>\u30af\u30ec\u30ab\u5206\u5272<\/td><td>\u30ab\u30fc\u30c9\u4f1a\u793e\u8a2d\u5b9a<\/td><td>\u6708 1 \u56de<\/td><td>\u5373\u6642<\/td><td>24 \u56de<\/td><td>\u00d7<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\u9078\u5b9a\u30dd\u30a4\u30f3\u30c8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u672a\u53ce\u4fdd\u8a3c\u306e\u6709\u7121<\/li>\n\n\n\n<li>24h \u30b3\u30fc\u30eb\u30bb\u30f3\u30bf\u30fc\uff0f\u9662\u5185 POP \u63d0\u4f9b\u306a\u3069\u30b5\u30dd\u30fc\u30c8\u4f53\u5236<\/li>\n\n\n\n<li>\u30ec\u30bb\u30b3\u30f3\u30fb\u4f1a\u8a08\u30bd\u30d5\u30c8\u3068\u306e\u9023\u643a\u53ef\u5426<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5951\u7d04\u6642\u306b\u62bc\u3055\u3048\u308b 4 \u3064\u306e\u30ea\u30b9\u30af\u3068\u5bfe\u7b56<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u4e0e\u4fe1\u5be9\u67fb\u843d\u3061\u60a3\u8005\u306e\u30d5\u30a9\u30ed\u30fc<\/strong><br>\u300c\u9662\u5185\u5206\u5272 3 \u56de\u307e\u3067\u91d1\u5229 0\u300d\u3092\u7528\u610f\u3057\u6cbb\u7642\u96e2\u8131\u3092\u9632\u3050\u3002<\/li>\n\n\n\n<li><strong>\u624b\u6570\u6599\u8ca0\u62c5\u3068\u4fa1\u683c\u8ee2\u5ac1\u306e\u30d0\u30e9\u30f3\u30b9<\/strong><br>\u624b\u6570\u6599 3 % \u3092\u81ea\u8cbb\u4fa1\u683c\u306b\u4e0a\u4e57\u305b\u3059\u308b\u3068\u7d39\u4ecb\u7387\u304c\u4e0b\u304c\u308b\u4f8b\u3082\u3002\u5e74\u9593\u5229\u76ca\u8a08\u7b97\u3067\u5438\u53ce\u3067\u304d\u308b\u304b\u8a66\u7b97\u3002<\/li>\n\n\n\n<li><strong>\u500b\u4eba\u60c5\u5831\u4fdd\u8b77\u30fbPCI DSS \u6e96\u62e0<\/strong><br>\u30ab\u30fc\u30c9\u756a\u53f7\u3092\u9662\u5185\u3067\u6271\u308f\u305a\u3001\u4e8b\u696d\u8005\u5074\u3067\u6697\u53f7\u5316\u4fdd\u7ba1\u3059\u308b\u4ed5\u7d44\u307f\u304b\u5951\u7d04\u66f8\u3067\u78ba\u8a8d\u3002<\/li>\n\n\n\n<li><strong>\u30ad\u30e3\u30f3\u30bb\u30eb\u30fb\u8fd4\u91d1\u30d5\u30ed\u30fc\u306e\u660e\u78ba\u5316<\/strong><br>\u300c\u6cbb\u7642\u4e2d\u6b62\uff1d\u6b8b\u50b5\u306a\u3057\u300d\u306a\u3069\u898f\u7d04\u3092\u5b9a\u3081\u30c8\u30e9\u30d6\u30eb\u3092\u9632\u6b62\u3002<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5c0e\u5165\u30d5\u30ed\u30fc\u3068\u9662\u5185\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\u8a2d\u8a08<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u30b9\u30bf\u30c3\u30d5\u6559\u80b2\u3068\u53d7\u4ed8\u30c8\u30fc\u30af<\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u300c\u3053\u3061\u3089\u306e\u5206\u5272\u30d7\u30e9\u30f3\u306a\u3089\u6708\u3005 5,800 \u5186\u3067\u30a4\u30f3\u30d7\u30e9\u30f3\u30c8\u6cbb\u7642\u304c\u53d7\u3051\u3089\u308c\u307e\u3059\u300d<\/p>\n<\/blockquote>\n\n\n\n<p>\u3053\u306e\u4e00\u8a00\u3067\u627f\u8a8d\u7387\u304c 20 % \u4e0a\u304c\u3063\u305f\u533b\u9662\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30ec\u30bb\u30b3\u30f3\u30fb\u4f1a\u8a08\u30bd\u30d5\u30c8\u9023\u643a<\/h3>\n\n\n\n<p>\u30af\u30e9\u30a6\u30c9\u30ec\u30bb\u30b3\u30f3\u3068 API \u9023\u643a\u3059\u308c\u3070\u5f8c\u6255\u3044\u58f2\u4e0a\u3092\u81ea\u52d5\u4ed5\u8a33\u3067\u304d\u3001\u624b\u5165\u529b\u30df\u30b9\u3092 90 % \u524a\u6e1b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">KPI \u8a2d\u5b9a\u4f8b<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u627f\u8a8d\u7387 70 %<\/li>\n\n\n\n<li>\u56de\u53ce\u7387 99 %<\/li>\n\n\n\n<li>\u81ea\u8cbb\u5358\u4fa1 +10 %<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7a0e\u52d9\u30fb\u4f1a\u8a08\u51e6\u7406\u306e\u30dd\u30a4\u30f3\u30c8<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u58f2\u639b\u8a08\u4e0a\u30bf\u30a4\u30df\u30f3\u30b0<\/strong>\uff1aBNPL \u306f\u4fe1\u8ca9\u4f1a\u793e\u3078\u306e\u58f2\u5374\u65e5\u3067\u58f2\u4e0a\u8a08\u4e0a\u3002<\/li>\n\n\n\n<li><strong>\u8cb8\u5012\u5f15\u5f53\u91d1<\/strong>\uff1a\u672a\u53ce\u4fdd\u8a3c\u4ed8\u304d\u3067\u3082\u8fd4\u91d1\u30ea\u30b9\u30af\u5206\u3092\u5f15\u5f53\u91d1\u306b\u8a08\u4e0a\u3057\u3066\u304a\u304f\u3068\u76e3\u67fb\u3067\u5b89\u5fc3\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u60a3\u8005\u3078\u306e\u544a\u77e5\u30fb\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u65bd\u7b56<\/h2>\n\n\n\n<ul 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